One of the most dangerous jobs in the world is driving a truck. Most people don’t understand why it is so dangerous. There are many truck drivers who die each year because of traffic accidents. Even if you drive carefully, there is no assurance that you will not encounter a problem along the road. This is just one of many reasons why truck drivers need to have good health insurance to cover them while they are on the road. Health insurance for truckers is very difficult to obtain
There are various good health insurance policies that are intended for drivers. If you want to make sure that you get the most out of your health benefits, it is highly recommended that you consult an insurance expert. This is necessary to know which health insurance for truck drivers is the most appropriate for you.
Because of the lifestyle that many drivers live, they typically will have serious health problems. This is why it is very important that you have a health insurance plan that will provide comprehensive coverage for you when you need it. Most good health insurance for truck drivers cover health benefit policies that encompass medical services such as ICU, lab procedures, surgical operations and others. You also need prescription help.
If you will get health insurance plan, it is important that you consider some vital factors regarding the premiums as well as the benefits. While not all insurance policies are expensive, they also are not cheap! There is good health insurance for drivers which are affordable. You need to make sure that you chose a plan that will give you the best benefits that you can afford. Because there are so many plans available for you to chose from, you must do your homework and be very careful of your selection.
Truck drivers that haven’t been treated for sleep disorders , such as obstructive sleep apnea, are one of the most dangerous threats out on our roads. Driver exhaustion is responsible for an estimated 100,000 vehicle accidents and 1,500 fatalities each year and the National Highway Traffic Safety Administration says that the cost of tired driving is about $13 billion each year. An untreated driver has a Situational Performance that is the equivalent of a driver with a Blood Alcohol Content of .06 to .08. As you can see, sleep apnea in the trucking industry is a problem.
It is of great concern that truck drivers with obstructive sleep apnea frequently play down and underreport their signs and symptoms such as snoring and daytime tiredness for concern of losing their job. With limited physical activity, erratic schedules and a high fat eating habit, the trucking standard of living is extremely unhealthy. This is what causes drivers to become a high risk. While the truck driving lifestyle per se isn’t directly responsible for sleep apnea, it contributes greatly to it.